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Pumsu Lim

stagesite-2.test@chime.me +1(506) 970-3459

$ 399,000

Est. payment | -/mo

4 Beds

3 Baths

1,826 SqFt

Save

$ 399,000

Est. payment | -/mo

Save

4 Beds

3 Baths

1,826 SqFt

Open House

Sun Apr 19, 1:00pm - 3:00pm

Key Details

Property Type Single Family Home

Sub Type Detached

Listing Status Active

Purchase Type For Sale

Square Footage 1,826 sqft

Price per Sqft $218

Lot Size 0.572 Acres

MLS Listing ID VAFN2000642

HOA Fees $1,440/ann

Financing Cash,Conventional,FHA,USDA,VA,VHDA

Style Traditional

Subdivision Lake Monticello

Bedrooms 4

Full Baths 3

Short Sale No

HOA Y/N Y

Originating MLS BRIGHT

Available Date 2026-03-25

Property Description

Welcome to this move-in ready 4 bedroom, 3 bathroom, updated home tucked away on a quiet cul-de-sac in the sought-after Lake Monticello community. Set on a private, wooded lot with scenic backyard views, a peaceful creek, and raised garden beds, this property offers the perfect blend of comfort, space, and natural surroundings. Step inside to a bright, open main level featuring freshly painted walls and bright hardwood floors throughout. The vaulted ceilings and stone fireplace are warm and inviting, while the kitchen has stainless steel appliances, a new dishwasher, and new backsplash, offering a functional layout that connects seamlessly to the dining area and upper deck. The freshly painted primary suite provides a peaceful retreat, complete with a soaking tub overlooking scenic views, a walk-in closet, and a wall-mounted TV for added comfort. Downstairs, the fully finished walk-out basement has been updated with new LVP flooring and fresh paint throughout, featuring flexible space for a rec room, guest area, home office, or additional living space, along with the fourth bedroom and third full bathroom. Outdoor living truly shines here with a brand-new oversized back deck on both the upper and lower levels, ideal for entertaining, adventurous children, pets, or simply enjoying the natural wooded scenery. Major system updates provide peace of mind, including a new HVAC system (2024) and new hot water heater (2023). Additional highlights include an oversized 2-car garage, ample paved driveway space with extra parking, and a secluded setting while still being located within Lake Monticello offering access to lake amenities, beaches, golf, restaurants, pool, clubhouse and more.

Location

State VA

County Fluvanna

Zoning R4

Rooms

Other Rooms Living Room, Primary Bedroom, Bedroom 2, Bedroom 4, Kitchen, Bedroom 1, Laundry, Recreation Room, Bathroom 1, Bathroom 2, Bathroom 3, Attic

Basement Full, Garage Access, Outside Entrance, Interior Access, Walkout Level, Windows, Fully Finished, Heated

Main Level Bedrooms 3

Interior

Interior Features Attic, Bathroom - Jetted Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Ceiling Fan(s), Combination Dining/Living, Entry Level Bedroom, Floor Plan - Open, Pantry, Recessed Lighting, Walk-in Closet(s)

Hot Water Electric

Heating Heat Pump(s)

Cooling Central A/C

Flooring Hardwood, Luxury Vinyl Plank

Fireplaces Number 1

Fireplaces Type Gas/Propane

Inclusions shed, TVs in Primary BR and LR

Equipment Built-In Microwave, Dishwasher, Dryer, Icemaker, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer

Furnishings No

Fireplace Y

Appliance Built-In Microwave, Dishwasher, Dryer, Icemaker, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer

Heat Source Electric

1-purchase type For Sale

Exterior

Garage Basement Garage, Inside Access

Garage Spaces 2

Fence Rear

Waterfront N

Water Access Y

View Creek/Stream, Trees/Woods

Accessibility None

Parking Type Attached Garage

Attached Garage 2

Total Parking Spaces 2

Building

Lot Description Cul-de-sac, Partly Wooded, Rural, Secluded, SideYard(s)

New Construction N

Story 2

Foundation Concrete Perimeter

Sewer Public Sewer

Water Public

Architectural Style Traditional

Story 2

Additional Building Above Grade, Below Grade

Schools

School District Fluvanna County Public Schools

Others

Senior Community No

Tax Amount $2,927

Tax Year 2025

Tax ID 18A 10 262

Ownership Fee Simple

SqFt Source 1826

Acceptable Financing Cash, Conventional, FHA, USDA, VA, VHDA

Special Sale Standard

testyfx76

Listed by Ashley Cameron • Lake Anna Island Realty

18 CHICKASAW PL Palmyra, VA 22963